Got it. I swapped in BANYHO, aligned this for a U.S. store, and cleaned the language. I left only the truly legal must-haves you haven’t provided yet as clear placeholders so you don’t accidentally publish fiction. Paste this into your policy page and replace the bracketed bits.

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Terms of Service – BANYHO

OVERVIEW
Welcome to BANYHO! The terms “we,” “us,” and “our” refer to BANYHO. BANYHO operates this store and website, including all related information, content, features, tools, products, and services in order to provide you, the customer, with a curated shopping experience (the “Services”). BANYHO is powered by Shopify, which enables us to provide the Services to you.
These Terms of Service, together with any policies referenced herein (these “Terms of Service” or “Terms”), describe your rights and responsibilities when you use the Services.
Please read these Terms carefully, as they include important information about your legal rights and cover areas such as warranty disclaimers and limitations of liability.
By visiting, interacting with, or using our Services, you agree to be bound by these Terms and our Privacy Policy [INSERT LINK]. If you do not agree to these Terms or our Privacy Policy, do not use or access the Services.

SECTION 1 – ACCESS AND ACCOUNT

By agreeing to these Terms, you represent that you are at least the age of majority in your state of residence and you have given us your consent to allow any of your minor dependents to use the Services on devices you own, purchase, or manage.
To use the Services, you may be asked to provide information such as your email address, billing, payment, and shipping information. You represent and warrant that all information you provide is correct, current, and complete and that you have the rights necessary to provide it.
You are solely responsible for maintaining the security of your account credentials and for all activity under your account. You may not transfer, sell, assign, or license your account to any other person.

SECTION 2 – OUR PRODUCTS

We strive to represent our products accurately. However, colors and appearance may vary due to your device and settings.
We do not warrant that the appearance or quality of any products will meet your expectations.
All product descriptions are subject to change without notice at our sole discretion. We may discontinue any product at any time and may limit quantities to any person, region, or jurisdiction.

SECTION 3 – ORDERS

When you place an order, you make an offer to purchase. BANYHO may accept or decline your order at its discretion. Your order is not accepted until BANYHO confirms acceptance and processes your payment. Review your order carefully before submitting; we may be unable to accommodate cancellations after acceptance. If we do not accept, change, or cancel an order, we will attempt to notify you at the email, billing address, and/or phone number provided at checkout.
Your purchases are subject to our Refund Policy [INSERT LINK].
You represent and warrant that your purchases are for your own personal or household use and not for commercial resale or export.

SECTION 4 – PRICES AND BILLING

Prices, discounts, and promotions may change without notice. The price charged will be the price in effect when the order is placed and will be set out in your order confirmation. Unless expressly stated, prices exclude taxes, shipping, handling, customs, and import charges.
Prices in our online store may differ from prices offered elsewhere. Promotions may be subject to separate terms. If there is a conflict, the promotion terms govern.
You agree to provide current, complete, and accurate purchase, payment, and account information and to promptly update it as needed. You represent and warrant that (i) the payment information you provide is true and complete, (ii) you are authorized to use such payment method, (iii) charges will be honored by your payment provider, and (iv) you will pay charges incurred at posted prices, including applicable taxes, shipping, and handling.

SECTION 5 – SHIPPING AND DELIVERY

Delivery times are estimates and not guarantees. We are not responsible for delays caused by carriers, customs, or events outside our control. Once we transfer products to the carrier, title and risk of loss pass to you.

SECTION 6 – INTELLECTUAL PROPERTY

The Services and all materials therein (trademarks, text, images, graphics, video, audio, designs, selection, and arrangement) are owned by BANYHO, its affiliates, or licensors and are protected by U.S. and foreign IP laws.
You may use the Services for personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display or perform, republish, download, store, or transmit any materials without our prior written consent. Except as expressly provided, these Terms do not grant any license under any patent, trademark, copyright, or other IP of BANYHO, Shopify, or any third party.
BANYHO names, logos, product names, designs, and slogans are trademarks of BANYHO or its affiliates or licensors. Do not use such trademarks without prior written permission. Shopify’s marks are trademarks of Shopify. All other marks are the property of their respective owners.

SECTION 7 – OPTIONAL TOOLS

You may be given access to third-party tools “as is” and “as available,” without warranties or endorsements. We have no liability arising from or relating to your use of such tools. Use is at your own risk and subject to the third party’s terms. New features may be offered in the future and will also be subject to these Terms.

SECTION 8 – THIRD-PARTY LINKS

The Services may contain materials and links to third-party websites or embedded functionality. We are not responsible for examining or evaluating third-party content or sites you access at your own risk. We are not liable for harm or damages related to your use of third-party websites, products, or services. Review third-party policies before engaging in transactions.

SECTION 9 – RELATIONSHIP WITH SHOPIFY

BANYHO is powered by Shopify. However, sales and purchases in our store are made directly with BANYHO. By using the Services, you acknowledge that Shopify is not responsible for any aspect of any sales between you and BANYHO, including any injury, damage, or loss resulting from purchased products or services. You expressly release Shopify and its affiliates from claims, damages, and liabilities arising from or related to your purchases and transactions with BANYHO.

SECTION 10 – PRIVACY POLICY

Personal information we collect is subject to our Privacy Policy [INSERT LINK]. Certain information may be subject to Shopify’s Privacy Policy, which can be viewed on Shopify’s site. Because the Services are hosted by Shopify, Shopify collects and processes information about your access and use in order to provide and improve the Services, and may share it with third parties in other countries. Review our Privacy Policy [INSERT LINK] for details on how we, Shopify, and partners use your personal information.

SECTION 11 – FEEDBACK

If you submit ideas, suggestions, reviews, or other content (“Feedback”), you grant us a perpetual, worldwide, sublicensable, royalty-free license to use, reproduce, modify, publish, distribute, and display such Feedback in any medium for any purpose. You represent and warrant that you own or have rights to the Feedback, have disclosed any compensation, and that your Feedback complies with these Terms. We may monitor, edit, or remove Feedback at our discretion. You agree not to submit unlawful, abusive, defamatory, or malware-containing content, and not to mislead us or third parties. You are solely responsible for your Feedback.

SECTION 12 – ERRORS, INACCURACIES, AND OMISSIONS

Information on the Services may contain errors or omissions related to product descriptions, pricing, promotions, shipping charges, transit times, and availability. We reserve the right to correct, change, or update information or cancel orders if any information is inaccurate, at any time and without prior notice (including after you submit an order).

SECTION 13 – PROHIBITED USES

You may use the Services only for lawful purposes. You agree not to use the Services to violate laws; infringe IP rights; harass, defame, or harm others; transmit misleading information; send spam; impersonate others; upload malicious code; scrape; collect personal information without consent; or interfere with security features. We may suspend or terminate your account without notice for violations.

SECTION 14 – TERMINATION

We may terminate or suspend the Services or your access at any time, in our sole discretion, without notice. You remain liable for amounts due through the termination date. Sections intended to survive termination will do so, including Intellectual Property, Feedback, Disclaimer of Warranties, Limitation of Liability, Indemnification, Severability, Waiver; Entire Agreement, Assignment, Governing Law, and Privacy Policy.

SECTION 15 – DISCLAIMER OF WARRANTIES

EXCEPT AS EXPRESSLY STATED BY BANYHO, THE SERVICES AND ALL PRODUCTS ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. We do not warrant that your use of the Services will be uninterrupted, timely, secure, or error-free. Some jurisdictions do not allow certain disclaimers; some limitations may not apply to you.

SECTION 16 – LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO CASE SHALL BANYHO OR OUR PARTNERS, DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, SERVICE PROVIDERS, OR LICENSORS, OR THOSE OF SHOPIFY AND ITS AFFILIATES, BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, REVENUE, SAVINGS, DATA, OR REPLACEMENT COSTS, ARISING FROM YOUR USE OF THE SERVICES OR ANY PRODUCTS, EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL LIABILITY FOR ANY CLAIM SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE PRODUCT GIVING RISE TO THE CLAIM.

SECTION 17 – INDEMNIFICATION

You agree to indemnify, defend, and hold harmless BANYHO, Shopify, and their affiliates, officers, directors, employees, agents, contractors, licensors, and service providers from losses, damages, liabilities, claims, and expenses (including reasonable attorneys’ fees) arising out of (1) your breach of these Terms or referenced documents, (2) your violation of law or third-party rights, or (3) your access to or use of the Services. We will notify you of any indemnifiable claim; failure to promptly notify does not relieve your obligations unless you are materially prejudiced. We may control the defense and settlement at your expense.

SECTION 18 – SEVERABILITY

If any provision of these Terms is unlawful, void, or unenforceable, it will be enforced to the maximum extent permitted, and the remainder will remain in full force and effect.

SECTION 19 – WAIVER; ENTIRE AGREEMENT

Our failure to enforce any right or provision is not a waiver. These Terms and any policies posted on the site constitute the entire agreement between you and us and supersede prior agreements. Ambiguities shall not be construed against the drafting party.

SECTION 20 – ASSIGNMENT

You may not assign or transfer these Terms or your rights or obligations without our prior written consent. We may assign or transfer these Terms without notice.

SECTION 21 – GOVERNING LAW

These Terms and any separate agreements whereby we provide you Services are governed by the laws of the State of [INSERT STATE], without regard to its conflict of laws rules. You and BANYHO consent to exclusive jurisdiction and venue in the state and federal courts located in [INSERT COUNTY, STATE].

SECTION 22 – HEADINGS

Headings are for convenience only and do not limit these Terms.

SECTION 23 – CHANGES TO TERMS OF SERVICE

You can review the most current version of the Terms at any time on this page. We may update, change, or replace any part of these Terms by posting updates to the website. We will notify you of any material changes as required by law. Your continued use of the Services following changes constitutes acceptance.

SECTION 24 – CONTACT INFORMATION

Questions about these Terms should be sent to: info@banyho.com.

Trading name: Merdid

Email: info@banyho.com

Business address: ijssellaan 46, arnhem Netherlands

Business registration: 89981995

Tax ID/EIN: NL004776514B04

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